Students without English GCSE ‘to be locked out of loans’

DfE reportedly considering introducing minimum entry standard, potentially blocking tens of thousands of applicants from accessing student finance

Published on
June 17, 2026
Last updated
June 17, 2026
Source: Getty/Olesya Basova

UK university applicants without a pass in English GCSE will no longer be eligible for tuition and maintenance loans, under plans reportedly being considered by the Department for Education (DfE).

Prospective students could be blocked from receiving government-backed finance for higher education if they failed to meet minimum grade requirements.

The move would have serious implications for both providers and the number of young people entering higher education, with recent analysis suggesting one in 12 UK-based undergraduates starting a full-time degree has no formal qualifications.

According to The Guardian, ministers are now discussing the possibility of making a pass in English GCSE the threshold for being able to access loans via the Student Loans Company.

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A DfE spokesperson told the paper the department would not comment on speculation, but said: “We are restoring our world-class universities as engines of opportunity, aspiration and growth.

“That is why we are cracking down on poor-quality courses so that students can be confident they’re getting value for money from university degrees.”

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In recent weeks, the Russell Group of research-intensive universities has voiced support for the introduction of a minimum entry standard to study at university, with chief executive Libby Hackett suggesting the change “cannot happen soon enough”.

Others have been more cautious, with the chief executive of Universities UK, Vivienne Stern, calling it “really important” for institutions to “determine their own approach to admissions”.

The debate was again stirred up by the publication of a controversial report by right-wing thinktank Policy Exchange, which called for a 30 per cent cut to student numbers in the UK.

Tarnished Towers: Fixing England’s Broken Higher Education System called for a “smaller” HE system with “higher academic standards” including the introduction of minimum entry thresholds. 

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Earlier this year, Adam Tickell, the vice-chancellor of the University of Birmingham, called for a review of the academic level at which students are entitled to draw on student loans, saying that those who start degree courses with no formal qualifications required significant investment in “people who…we are not really capable of graduating”.

georgia.luckhurst@timeshighereducation.com

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Reader's comments (2)

Sounds reasonable. If an individual can’t scrape a C (4 out of 9) in the GCSE English exam; are they really able to read, write, comprehend and argue at the intensity required for university-level study? Do the ‘foundation year’ courses (now available at many institutions) really make up for the lack of basic functional literacy?
new
Good!! Sanity begins to return.

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