In The THES of July 21 and July 28, we implied that Nicol Stephen, Scotland's deputy minister for enterprise and lifelong learning, said Westminster had set a Pounds 10,000 earnings threshold for repaying the graduate endowment. This was incorrect. He said Westminster had set the Pounds 10,000 threshold for repaying student loans. Scotland was adding the graduate endowment to the loan repayment for administrative simplicity.